
In a large pot over medium heat, pour in the oil.
Once it is hot, add the cumin seeds, bay leaf, turmeric, and ginger.
Sauté the spices until fragrant, about 1 minute.
Add the green chilis, tomatoes, and onion and stir well.
Sauté for about 5 minutes until the onion is translucent.
Rinse the rice and lentils, then add them to the pot along with the water and salt and stir to combine.
Bring the contents of the pot to a boil, then lower to a simmer.
Cover and simmer for 20 minutes then serve.