
Preheat oven to 350 degrees. Grease 2 9x5 inch loaf pans or line with parchment paper.
In a bowl combine flour, sugar, baking soda, salt, cinnamon and nutmeg. Mix until well combined.
In a separate bowl mix together pumpkin puree, vegetable oil, eggs and water. Mix until smooth and well blended.
Gently mix flour and pumpkin mixture together. When just barely combined add mini chocolate chips and fold into batter.
Divide evenly between to pans. If using the semi-sweet chocolate chips, sprinkle evenly over the top of the batter.
Bake for 50-60 minutes until a tester comes out clean.
Remove from the oven and let cook for 15 minutes before removing from the pan and cooling completely on a wire rack.